Every country has its heroes, but few embody both the warrior spirit and deep religious devotion as powerfully as Nuno Álvares Pereira. Though not really known outside of Portugal, he is a symbol of resilience, faith, and sacrifice within the country. Known as the “Holy Constable,” he was instrumental in securing Portugal’s independence from Castile in the 14th century but later gave up his worldly power for a humble monastic life. Let’s dive into the remarkable life of Nuno Álvares Pereira with seven fascinating facts.
1. He Played a Key Role in Securing Portugal’s Independence
Nuno Álvares Pereira, born in 1360, was a central figure in the 1383-1385 Crisis, a period of dynastic struggle between Portugal and Castile. When King Ferdinand I of Portugal died without a male heir, Castile attempted to claim the Portuguese throne through marriage. Refusing to see Portugal suffer this fate, Nuno joined the resistance led by John of Aviz (later King John I of Portugal). A tactically brilliant commander, he led the Portuguese forces to victory in battles that secured Portugal’s independence, the most famous being the Battle of Aljubarrota in 1385. This victory solidified his place in history as a national hero.
2. The Battle of Aljubarrota Cemented Nuno’s Legend
The Battle of Aljubarrota is one of Portugal’s most celebrated military victories, and Nuno Álvares Pereira was at its heart. With a much smaller army, he faced the Castilian forces near the town of Aljubarrota, where he displayed his masterful strategy. By using the terrain and fortifying his troops’ positions, Nuno was able to turn a seemingly impossible situation into a decisive Portuguese victory. His leadership was instrumental in protecting the country’s independence, and this battle remains a defining moment in Portuguese history. In honor of this victory, a monastery was built in Batalha, where he is remembered as a symbol of national resilience.
In the Middle Ages, chivalry and honor were highly valued, and Nuno embodied these ideals throughout his military career. He was renowned not only for his bravery on the battlefield but also for his mercy toward enemies and his dedication to protecting civilians. He maintained strong moral principles, refusing to allow his soldiers to harm non-combatants or destroy property unnecessarily. These values set him apart from many military leaders of his time and earned him the admiration of both friends and foes. Referred to as the “Holy Constable,” his reputation for chivalry extended beyond the battlefield and made him a beloved figure among the Portuguese people.
4. Nuno Gave Up His Wealth and Titles to Become a Monk
Following a life of military service, Nuno experienced a deep spiritual awakening and decided to dedicate himself to God. After the death of his wife, he distributed much of his wealth among the poor, leaving behind his titles and honors. In 1423, he joined the Carmelite order as a friar, taking the name Friar Nuno of Saint Mary. His renunciation of worldly possessions and entry into a religious life was seen as an extraordinary act, especially for someone of his status. Many believe this choice reflected his profound sense of humility and devotion, as he sought to atone for the violence he had committed in war.
5. He Practiced an Astonishing Degree of Humility and Piety
Nuno’s life as a monk was marked by extreme humility and devotion. Despite his noble origins and previous high-ranking position, he embraced a simple and austere life. He wore a plain brown robe, slept on the floor, and spent much of his time in prayer. The people of
were struck by his humility. They would often come to the monastery just to catch a glimpse of this former war hero living in quiet servitude. Stories of his kindness and acts of charity spread throughout Portugal and further solidified his reputation as a man of genuine faith and compassion. His life became a testament to the transformative power of faith and humility.
6. He Was Canonized as a Saint
For centuries, Nuno Álvares Pereira’s legacy as a warrior-saint endured, but it wasn’t until 2009 that he was officially canonized by the Catholic Church. His canonization recognized both his devotion and piety in his later life and his significant role in Portuguese history. Nuno’s canonization was widely celebrated in Portugal, and he is now venerated as Saint Nuno of Saint Mary. He is honored on April 6, the anniversary of his death, as a saint who embodies both courage in defending his homeland and the spiritual dedication to abandon worldly power for a life of service to God. Saint Nuno’s values of loyalty, faith, and sacrifice continue to inspire people.
7. He Is a Lasting Symbol of National Pride and Religious Devotion
Nuno Álvares Pereira remains a beloved figure in Portugal, where his story is taught as an example of patriotism, courage, and faith. His legacy as a soldier and monk captures the duality of a man who protected his country with valor but later traded it in for life of peace. Today, he is commemorated in statues, books, and churches throughout Portugal, and his life serves as a source of inspiration for those who seek to balance strength with humility.
Final Thoughts
Nuno Álvares Pereira’s life was filled with moments of heroism, sacrifice, and transformation. From the battlefields of Portugal to the quiet halls of a Carmelite monastery, he remains an enduring symbol of the Portuguese spirit. Through his remarkable journey from soldier to saint, Nuno reminds us that true honor lies not only in achieving greatness but also in finding the strength to remain humble and serve as an example for others.
1. Portuguese Neuraspace Launches New Optical Telescope in Chile
The Portuguese aerospace company Neuraspace, which specializes in Space Traffic Management (STM), announced the installation and activation of its second optical telescope in the Southern Hemisphere, located in Chile. Combined with the telescope already operational at the Beja Air Base (BA11), which has been running since September and has already produced over 300,000 measurements of space objects in LEO to GEO orbits, the new facility will allow tracking of objects down to 10 cm in diameter in both hemispheres.
These telescopes are among the most advanced in the world for acquiring astrometric and photometric data, and Neuraspace expects to generate orbital products with positional errors that meet the requirements of the ESA Space Debris Mitigation Requirements (2023), which mandate uncertainties of less than 100 meters per orbital revolution. The telescope in Chile is expected to be even more productive, with around 320 nights of clear skies per year, taking advantage of the region’s sky quality, where some of the largest telescopes in the world are located. This addition will increase coverage and overcome seasonal limitations in low Earth orbit tracking. The investment, part of a total effort of 25 million euros and funded by the Recovery and Resilience Plan (PRR), aims to improve airspace security and sustainability, providing complementary services to all companies operating in space. With these investments, Neuraspace’s Space Traffic Management Platform, supported by Artificial Intelligence and Machine Learning, will become even more robust to ensure safe space operations and prevent collisions with space debris and other satellites.
Three years after its launch, Neuraspace is already monitoring 400 satellites. Chiara Manfletti, CEO of Neuraspace, emphasized that this investment solidifies the company as a global reference in space traffic management, highlighting the value creation from data with Artificial Intelligence and the strategy of data fusion from multiple sources. According to Manfletti, with the expansion of the infrastructure, Neuraspace is redefining safety and efficiency standards for global space operations.
2. Portugal Has Six Business Schools in the Top 100 Best in Europe for the First Time
Portugal has made a historic achievement with six business schools now ranked among the top 100 in Europe, as revealed by the Financial Times European Business Schools 2024 ranking. The Nova School of Business & Economics (Nova SBE) has secured its best-ever position at 18th, marking a significant milestone for Portuguese higher education. The Católica Porto Business School entered the prestigious ranking for the first time, joining leading institutions such as Católica-Lisbon, University of Porto FEP/PBS, ISCTE, and ISEG. This achievement highlights the growing international recognition of Portuguese business schools.
The consistent performance of these institutions reflects their commitment to academic excellence, innovation, and global impact. For Nova SBE, the rankings’ strong showing across several categories, including the International Master’s in Management and Executive Education programs, bolstered its position as a national leader in European business education. Católica Porto Business School’s inclusion further emphasizes the rising prominence of Portugal in the global education landscape, underpinned by international accreditations and solid partnerships with top global universities.
This recognition underscores Portugal’s strength as a hub for management education, with institutions like ISCTE Business School and ISEG reinforcing their global standing. The overall growth in rankings for Portuguese schools, alongside their increasing appeal to global talent, demonstrates the country’s vital role in shaping future leaders and creating impactful business education. With the inclusion of six top-ranked schools, Portugal continues to assert itself as an emerging leader in the field of management education across Europe and beyond.
3. Portuguese Entity AICEP Secures €50 Million in Investments This Year
Portugal is poised to set a record for attracting investment this year, with AICEP (a public entity that attracts investment) having already contracted around 50 million euros, potentially rising to hundreds of millions. Ricardo Arroja, AICEP’s President, emphasized, “In 2022, the investment was approximately 13 million euros, in 2023 around 40 million, and so far in 2024, we have 50 million euros in eligible investments.” Most of this investment is of foreign origin, reflecting “a normal effort to attract investment,” supported by instruments like the “150 million euros annually in incentives” and the upcoming “famous one-billion-euro line” focused on energy transition projects, including green hydrogen and electric batteries.
Highlighting a pipeline of “potential investments worth several tens of billions of euros,” Arroja noted, “Projects with some maturity to be taken seriously amount to about 20 billion euros, involving the creation of 25,000 jobs.” However, concerns persist, particularly delays in energy projects like green hydrogen. Arroja explained, “Environmental licensing and access to the electrical grid can lead to procedural delays.” Nevertheless, “most investment intentions remain intact,” ensuring optimism for transformational economic impacts.
Arroja expressed confidence in reinforcing international trade, particularly with Europe, amid challenges like economic slowdowns in Germany, France, and China. Portugal’s “central location,” skilled workforce, and “high English proficiency” are assets. Traditional sectors such as food and beverages are complemented by growth in biotechnology, ICT, and data centers. Arroja stressed, “Portugal must build on its strengths and leverage these comparative advantages,” with initiatives like a recent mission to Luxembourg and an upcoming forum in the U.S. focusing on life sciences and eHealth.
4. Portugal Marketed as a “Safe Investment Destination”
Prime Minister Luís Montenegro highlighted Portugal’s political, fiscal, and social stability as a key asset, contrasting it with the turmoil in Germany and France. He emphasized that, despite uncertainties in Europe’s two largest economies, Portugal can stand out and position itself as a safe investment destination, especially in the context of weak economies elsewhere on the continent. Montenegro stressed that Portugal’s image abroad, reinforced by sound fiscal policies, strengthens its international credibility.
During a speech at the 7th edition of the Fábrica 2030 conference in Porto, Montenegro explained that Portugal benefits from being seen as one of Europe’s most favorable countries for investment. He underlined that political stability in Portugal—evident with the approval of the 2025 state budget—plays a crucial role in maintaining that positive image abroad. He warned that internal political instability would jeopardize Portugal’s external credibility, emphasizing the importance of ensuring the country’s economic recovery and resilience plans stay on track.
Montenegro also discussed the importance of investment in driving Portugal’s economic growth. He pointed to fiscal advantages, reduced bureaucracy, and talent retention strategies, such as the “IRS Jovem” initiative, as ways to make Portugal more attractive to investors. Additionally, the Prime Minister stressed the significance of maintaining national security as a key element in economic stability, drawing comparisons with other European countries like Sweden and Belgium, where rising crime rates have eroded security. He concluded by reaffirming that Portugal should capitalize on its strengths and avoid internal political crises that could undermine the country’s global standing.
Guimarães is now the second Portuguese city to win the European Green Capital (for 2026), after Lisbon’s recognition in 2020. The city competed with Heilbronn and Klagenfurt and earned praise for exceptional performance in seven environmental parameters, such as air quality, biodiversity, and waste management. Supported by a decade of climate transition, Guimarães will receive €600,000 for sustainability projects aimed at climate neutrality by 2030. Revitalization projects and biodiversity protection will continue, underlining the collaborative efforts of community, academia, and government.
The city’s Guimarães 2030 Strategic Plan and multi-sector environmental engagement played key roles in securing the title. Environmental education, the Landscape Laboratory, and the Pegadas program reflect the city’s commitment. Domingos Bragança, the mayor, expressed pride in the collective effort, marking 2026 as a moment of celebration. Commitment to sustainability is further highlighted by the city’s integration into the 100 cities aiming for climate neutrality by 2030, cementing Guimarães’ role in the broader European climate agenda.
In addition, Águeda earned the European Green Leaf 2026, awarded for its green policies and sustainable measures, alongside Vaasa, Finland. As part of this award, €200,000 will fund activities promoting further transformations. Mayor Jorge Almeida emphasized that this recognition as a European environmental model underscores Águeda’s commitment to reducing greenhouse gas emissions by 90% by 2050. This award stems from the municipality’s ambitious Climate Action Plan and wide community involvement, offering incentive for continued sustainable innovation.
6. Portugal Falls to 15th in the Global Climate Index
Portugal, once a leader in the green transition, slips to 15th place in the Climate Change Performance Index (CCPI), falling behind on transport and agriculture decarbonization. While maintaining a “high performance” status, its ranking has decreased, as the country struggles to meet emission reduction targets. Despite ambitious international positions in climate negotiations, experts call for more efficient public policies and full implementation of the National Climate Law, which aims for a 55% reduction in emissions by 2030.
The main areas hindering progress are transport and agriculture. Emissions from road transport remain stagnant, even though the National Energy and Climate Plan requires a 5% annual reduction. Cities like Lisbon also lack sustainable mobility plans, and public transport usage remains low. These issues are seen as the “biggest failure” in Portugal’s climate policies. The report suggests that emissions could slightly drop in 2024, mainly due to increased use of renewable sources and reduced fossil fuel consumption, but there is still insufficient progress in key sectors.
Despite these challenges, Portugal’s climate goals are described as “stronger” post-revision. However, experts argue that the country’s targets are not ambitious enough to meet the Paris Agreement’s objectives. The goal of carbon neutrality by 2045 is not aligned with the desired 1.5°C global warming limit. The index leaves the top three positions vacant, citing insufficient global progress. Meanwhile, countries like Denmark, the Netherlands, and the UK lead, while the US and China continue to underperform in their climate efforts.
7. Portugal Is the Sixth Country with the Most Reforms Completed under the Recovery Plan
Portugal ranks as the sixth country with the most reforms implemented under the European recovery plan, with France, Spain, and Ireland leading. However, only 0.1% to 0.2% GDP growth was achieved by 2023, falling short of the expected 0.5%, as delays in Recovery and Resilience Plan implementation affected many member states. Public tenders were revised downward due to constraints like raw material and labor shortages, inflationary pressures, and limited administrative capacity. Despite these challenges, the Recovery and Resilience Mechanism is expected to boost Eurozone GDP by 0.2% to 0.6% by 2031.
National recovery plans are projected to add 0.3% to 0.8% GDP through 2026, with Italy and Spain experiencing the strongest effects, at 1.3%-1.9% and 1.2%-1.7%, respectively. Smaller economies like Greece and Croatia are expected to see impacts around similar levels. Approximately half of the grant funding has yet to be disbursed, and many countries still need to implement over half of their agreed reforms. Portugal stands mid-table in completed investments but faces challenges in achieving further progress within the limited timeframe.
The ECB study highlights Portugal as the country where the Recovery and Resilience Plan will have the least impact on institutional quality improvement. Institutional improvements, though slow to materialize, are crucial for boosting long-term potential GDP. Some effects, particularly on institutional quality indicators, are already observable. Reforms under the recovery fund aim to foster private-sector investments that enhance productivity and innovation. In a comparison of five countries, Italy leads in institutional quality gains, followed by Croatia, Spain, Portugal, and Greece. However, Portugal ranks last in potential GDP growth, trailing nearly a full percentage point behind Greece, which adds 1.2 percentage points on average over 15 years.
Architect Siza Vieira, renowned for his award-winning work, was invited by Bruna Cabral and Brigitte Costa, the founders of the luxury jewelry brand Sharma, to create an exclusive collection of 19-carat gold and diamond pieces. This collaboration resulted in a limited-edition collection of 91 sets, each priced at €30,000, with interest already sparked from the Chinese market. The collection includes a necklace, a pair of earrings, a bracelet, and a ring designed by Siza Vieira, who was later joined by his son and grandson, both architects, to design two additional collections set to launch in 2025.
The idea for Sharma was born from the passion of Bruna Cabral, a lawyer and businesswoman, and Brigitte Costa, who previously worked in real estate. They founded the brand in Braga in early 2024, with the ambition to disrupt the jewelry industry by inviting well-known personalities, like Siza Vieira, to design unique luxury pieces. Their first collection, “Pétala,” was created by both founders, but they then aimed for even greater innovation by involving Siza Vieira and his family in their designs. The pieces, hand-crafted in Gondomar, include natural precious stones and are made with either 925 silver or 18-carat gold plating.
The limited-edition Siza Vieira collection, which is already available at the Serralves Foundation in Porto, has already generated significant sales interest, with a projected turnover of €2.7 million if the entire collection sells. The brand’s long-term goals include expanding into international markets such as Spain, France, and China. The founders also plan to release new limited-edition collections, each featuring seven exclusive pieces of jewelry, ensuring the brand’s positioning as a luxury label with an emphasis on sophistication and exclusivity. Note that Sharma’s team, which includes 10 collaborators, is focused on e-commerce and partnerships with luxury hotels and museums across Portugal.
9. Brazilian Mafia Managed the Largest Cocaine Laboratory in Europe
The largest cocaine laboratory in Europe, located about 50 kilometers from Lisbon, which was dismantled last Thursday by the Judiciary Police (PJ), belonged to the Brazilian mafia, specifically to a cell of the Primeiro Comando da Capital (PCC), which has more than 60,000 operatives. Seven people were arrested, four Portuguese and three foreigners, some of whom were “already known” to the authorities.
According to the original source, the laboratory had the support of Colombians and a local businessman. The group used front companies to import fruit, in which the drugs were hidden. The laboratory, then, was used to extract, process, and package the cocaine, which was exported, primarily destined for other European countries. Note that the operation, conducted by the Judiciary Police, started about a year ago. Nearly a ton of cocaine had already been seized, and now another half-ton has been confiscated. “Given the quantities involved and considering the national reality, everything points to the fact that (the drugs) were intended for other European markets,” said Artur Vaz, the head of the national unit for combating drug trafficking at PJ.
10. Video Surveillance Arrives at Cais do Sodré, Baixa, and Campo das Cebolas in 2025
In October of last year, the Mayor of Lisbon, Carlos Moedas, announced the installation of 97 video surveillance cameras at Cais do Sodré, Restauradores, Ribeira das Naus, and Campo das Cebolas in 2024. Although the promise was not fulfilled, on December 5, Vice Mayor Filipe Anacoreta Correia assured that the plan is still in motion, announcing the implementation starting in January, as reported by the Lusa agency.
The operation will begin in January with 30 cameras at Cais do Sodré and 32 at Campo das Cebolas. In July, 17 cameras will be installed at Restauradores and 20 at Ribeira das Naus, bringing the total to 99 cameras.
The installation of video surveillance cameras has been a long-standing demand from various city agents, from neighborhood leaders to business owners, although it remains a contentious issue. In Lisbon, only seven of the 216 promised cameras had been installed by October, as noted by Carla Madeira, President of the Misericórdia Parish. She emphasized that video surveillance made a significant difference in Bairro Alto, a district where similar security concerns have been raised.
In a world where inclusion and safety are paramount, one Brazilian entrepreneur is making waves in Portugal with The Queer Spot, an app that promises to transform the way the LGBTQ+ community connects in Portugal. The team at Portugal.com met Roger Junior, founder of The Queer Spot, at Web Summit 2024 in Lisbon and wanted to share his LGBTQ+ initiative with a wider audience, as we know how hard it can be enough to find community in a new country, or find community in general. Now, the LGBTQ+ community can find spaces, events and venues across the country.
Starting the Queer Spot
When Roger Junior moved to Portugal with his husband two years ago, the challenges of adapting to a new culture were compounded by the struggle to find safe and welcoming spaces as members of the LGBTQ community. “Can you imagine how much harder it is if you’re a queer person, fearing for your safety?” he shared. Although Portugal is a relatively safe haven for LGBTQ+ rights, the need for easily accessible safe spaces remains critical.
This personal journey inspired Roger to create what he wished had existed during his early days in Portugal: The Queer Spot.
Tapping into a Thriving Yet Overlooked Market
The LGBTQ+ market, if united as a single country, would form the third-largest economy in the world. However, this active community often remains underserved. This gap is precisely what The Queer Spot seeks to address.
The app helps users navigate Portugal’s LGBTQ+ scene with ease. It offers curated lists of safe venues, social events, and exclusive community spaces, all filtered by unique LGBTQ+ interests. Its AI-powered curator aggregates information from social media and websites, which effectively creates a one-stop platform for queer-friendly experiences.
Since its launch, The Queer Spot has built a loyal user base of over 1,500 registered members, with 60 venues mapped in eight major regions in Portugal and more than 1,500 events pulled from the web and social media through AI. The app is already generating revenue through ticket sales, where a small commission on each sale supports its operations.
But Roger’s vision extends far beyond Portugal. With scalability at its core, The Queer Spot is primed for international expansion, targeting major LGBTQ+ markets like Brazil, the US, Spain, the UK, and Germany. So far, the Queer Spot has mapped more than 4,000 venues across these global markets and more than 30,000 events.
In addition to bridging the gap in accessible safe spaces, The Queer Spot tackles another pressing issue: the disconnect between brands and the LGBTQ+ audience. By creating a space tailored specifically to the community, the app not only fosters a sense of belonging but also opens new avenues for businesses to connect authentically with this dynamic market.
The Future Is Bright
As The Queer Spot grows, its potential for monetization is immense. Beyond ticket sales, the app plans to explore partnerships, sponsorships, and premium memberships, with the aim to make it a go-to app for LGBTQ+ tech innovation.
For Roger Junior, this is just the beginning, and he really hopes that The Queer Spot can transform the LGBTQ+ community. With its focus on UX/UI and innovative use of AI, The Queer Spot app is set to transform not just Portugal but the entire LGBTQ+ tech landscape. For LGBTQ+ individuals looking for connection and safety, the future has never looked brighter. Download The Queer Spot from Google Play or the App Store and find your community, wherever you are. You can also follow The Queer Spot on Instagram.
This past June, Lisbon introduced contactless payments with bank cards on its metro system. Now, the city’s municipal public transport operator, Carris, has finally added contactless to additional forms of transport. Passengers can hop on a bus, tram, or one of the three elevators using their bank card, smartphone, or smartwatch to pay for tickets seamlessly. This new system is set to make urban travel easier, faster, and more convenient than ever before.
A New Era of Convenience
Gone are the days of scrambling for loose change or pre-purchasing tickets at kiosks. With contactless technology now available across all Carris vehicles, passengers can simply tap their card or device at the onboard validators and be on their way. Whether you’re using a physical Visa or Mastercard or relying on NFC-enabled digital wallets like Apple Pay or Google Pay, the process is straightforward and secure.
This upgrade also simplifies payments for families and groups. Up to 10 tickets can be purchased in a single transaction by selecting the desired number of tickets directly on the validator, which should reduce the boarding time for tourists traveling in groups.
A word of warning: New technology has its bugs, and we encourage you to still have some cash on hand just in case the contactless system is not working on the specific bus you’d like to take.
The Cost of Bus Fares in Lisbon
When paying onboard in Lisbon, a bus ride costs €2.10, while a tram ride is priced at €3.10. Heading to one of Lisbon’s famous elevators? Contactless lets you purchase two trips for €4.10 on the Bica, Glória, or Lavra elevators, while a round trip on the iconic Santa Justa elevator is €6.
It’s important to note that these fares are per journey and do not include transfers—each purchase is valid for a single trip or, in the case of elevators, a round trip (one up and one down).
A Great Step Forward for the City
This innovative payment system is the result of a collaboration between Carris, SIBS, and Axians and leverages cutting-edge Mass Transit technology. Designed to ensure top-tier security and privacy, the system meets rigorous certifications for reading cards and processing payments. Passengers can feel confident that their transactions are both safe and efficient.
Pedro de Brito Bogas, president of Carris, expressed his enthusiasm for the new system: “With the introduction of payment by bank card, we reinforce our commitment to improving the travel experience of our customers.”
The move also aligns with Carris’s broader mission of encouraging more people to switch from private vehicles to public transport, which should help to ease congestion and reduce emissions in the city.
Lisbon is no stranger to innovation in public transportation. Carris is now the third operator in the metropolitan area to adopt contactless payments, following the Lisbon Metro and Fertagus. This development is part of a larger vision for the future of mobility in the region. By 2025, Carris Metropolitana plans to join the contactless revolution, and the highly anticipated ability to use the Navegante card via smartphone is on the horizon.
Additionally, Carris has already integrated other convenient payment methods like MB Way, a popular option also available on the MTS network in Almada and Seixal.
Why It Matters
For both residents and tourists, this change couldn’t have come at a better time. With tourism increasing throughout the year in Lisbon, the introduction of contactless payments removes barriers for first-time riders, simplifies travel and also underscores Lisbon’s commitment to creating a smarter, more sustainable city. By streamlining the payment process, Carris is making public transport an even more attractive option and paving the way for a greener and more connected future.
Portugal has taken a significant step towards addressing its housing crisis with a groundbreaking decree-law that promises to make home ownership more accessible to middle-class families. Approved by the Council of Ministers, this legislative change simplifies land allocation processes, which effectively empowers municipal chambers and assemblies to create new housing areas within urban zones. The innovative approach removes bureaucratic barriers and allows local governments to directly identify and designate lands suitable for residential development without requiring additional external approvals.
The new regulations come with a crucial provision designed to protect middle-class homebuyers: at least 70% of homes developed under these new rules must be sold at “moderate prices.” These prices will be calculated using a formula that considers both national and local median prices, which ensures that affordability remains a core objective. By directly targeting the housing supply challenge, the government aims to create a more balanced real estate market that serves the needs of average Portuguese citizens struggling to enter the property ownership landscape.
Deputy Minister of Territorial Cohesion, Manuel Castro Almeida, emphasized that land scarcity has been a primary driver of high housing costs. This legislative change directly addresses that challenge by streamlining land allocation processes while maintaining important environmental and agricultural protections. Municipalities will still need to respect national agricultural and ecological reserve specifications and ensure that new housing developments do not compromise critical natural landscapes or high-potential agricultural lands.
Infrastructure and Housing Minister Miguel Pinto Luz framed the initiative as a matter of national urgency, highlighting the government’s commitment to social equity through increased housing accessibility. The measure is part of the broader Build Portugal program, which seeks to ensure that every citizen has access to dignified housing. By creating a more flexible framework for land use and development, the government hopes to stimulate the construction sector while simultaneously providing more affordable housing options for middle-class families.
While the new rules represent a significant policy shift, they maintain important safeguards to prevent uncontrolled urban expansion. Construction will remain prohibited on lands with high agricultural potential, and the National Ecological Reserve’s fundamental natural values and protective functions will be preserved. This balanced approach demonstrates the government’s intent to solve the housing crisis without sacrificing environmental integrity or agricultural sustainability, which presents a nuanced solution to Portugal’s complex housing challenges.
This does raise the question of where the other 30% of homes in these new areas will end up. Given the current housing crisis, one would’ve hoped that this allocation of 70% of new homes needing to be sold at moderate prices would be more like 90-100%, as the wealthy can afford to buy new housing or renovate currently existing structures. Time will tell how this new decree-law will be implemented and enforced.
Portugal’s banking system offers a diverse selection of credit card options to suit various financial needs and lifestyles. As a resident in Portugal, understanding the types of credit cards available, their benefits, and associated costs is crucial. This guide covers everything you need to know about obtaining a credit card in Portugal including the reward programs available, installment payment options, and additional perks like airport lounge access.
Understanding the Basics of Credit Cards in Portugal
Credit cards are now widely accepted for daily purchases and online transactions in Portugal, and some shops and services only accept Portuguese debit or credit cards, so they can be handy to have. Banks and financial institutions offer an array of options tailored to specific needs, such as travel rewards, cashback, or premium benefits.
To apply for a credit card, you must meet eligibility requirements, including having a Portuguese taxpayer number (Número de Identificação Fiscal or NIF), proof of identity, residency, and income. Many banks also require applicants to open a current account, which is often linked to the credit card for managing payments and fees.
While credit cards provide convenience, they also carry costs such as annual fees and interest rates, which vary depending on the card type. Selecting the right card requires careful evaluation of its features, costs, and potential benefits.
Types of Credit Cards in Portugal
Portuguese banks cater to a wide range of financial needs with different credit card offerings. These cards vary in their features, fees, and target users. Below are the main types of credit cards available:
1. Standard Credit Cards
These cards are straightforward and offer essential credit services without additional benefits
They typically have low annual fees or none at all, which makes them ideal for individuals looking to pay with credit but not take on any additional expenses.
Standard cards are best suited for day-to-day purchases and occasional use, with interest rates ranging from 13% to 20% APR.
Many standard cards offer a grace period for interest-free payments if the balance is cleared within the billing cycle.
Caixa Geral de Depósitos, for example, is the largest state-owned bank in Portugal and has an array of credit cards for every day use here.
2. Rewards Credit Cards
Rewards cards are designed to provide added value for everyday spending by offering points, cashback, or discounts.
Travel miles are a popular feature, with some cards allowing users to earn miles on every euro spent. These miles can be redeemed for flights, hotel stays, or car rentals.
Discount programs are also common, with banks like Millennium BCP and Santander Totta partnering with retailers, gas stations, and restaurants to offer exclusive savings. Other cards in Portugal include comprehensive insurance packages, 24/7 Concierge & Lifestyle Management services. University students can even enjoy cards that recognize student status internationally and can help you get student discounts around the world. Not to be left out, teachers can also get credit cards that help accumulate points and trips for TopAtlântico, one of the biggest travel agency groups in Portugal.
These cards often come with moderate annual fees and may require a minimum income to qualify.
3. Premium Credit Cards
Premium options, such as Visa Gold and Mastercard Platinum, come with higher credit limits and enhanced perks.
These cards offer benefits like comprehensive travel insurance, 24/7 concierge services, and priority customer support.
Many premium cards include access to airport lounges in major cities like Lisbon and Porto, providing added comfort for frequent travelers.
The annual fees for these cards can range between €50 and €150, and they typically require higher income levels.
4. Co-Branded Cards
Co-branded credit cards are issued in collaboration with airlines, retail chains, or other organizations.
For example, TAP Air Portugal offers co-branded cards with Millenium bcp bank that reward frequent flyers with additional miles and travel benefits. Choose from Classic, Gold, Platinum, and Business, ranging from €41.60 per year to €312 per year in annual fees
These cards often combine standard credit card features with exclusive perks, such as discounts on specific products or services.
Note: In our research, Visa has a much greater presence in Portugal compared to Mastercard, and most credit cards that you apply for will be Visa.
Credit Cards and Mortgages
In Portugal, many banks include credit cards as part of bundled financial products, especially for customers applying for mortgages. This practice is common as it allows banks to cross-sell multiple services while simplifying the financial setup for customers.
When bundled with a mortgage, the credit card often comes with a monthly maintenance fee, typically around €8. While this may seem minor, it is an additional expense that can accumulate over time. It’s essential to account for these costs when evaluating your mortgage offer, as they impact the overall affordability of the financial package.
Many expats who continue to use international credit cards may be forced get their first Portuguese credit card when they get a mortgage.
Fees and Costs to Consider
Credit cards in Portugal come with various fees and charges, which can vary depending on the provider and card type. Understanding these costs is essential to avoid unexpected expenses. Many standard credit cards have no annual fees, but premium and rewards cards typically charge between €20 and €150, with the fees reflecting the level of benefits offered. Interest rates for credit cards generally range from 13% to 20% APR, though paying off your balance in full each month can help you avoid these charges. Cash advances come with high fees—usually around 4% of the withdrawal amount—plus immediate interest accrual. Additionally, foreign transaction fees for purchases in foreign currencies typically range from 1% to 3%, depending on the card issuer.
Portuguese credit cards often allow you to divide larger purchases into installments, usually over 3 to 12 months, often with minimal interest rates, making it easier to manage significant expenses. These cards also offer robust security features, such as chip-and-pin technology, fraud detection systems, and 3D Secure for online transactions, ensuring peace of mind whether you use them locally or abroad.
How to Apply for a Credit Card in Portugal
Applying for a credit card in Portugal is a straightforward process. Here’s what you need to know:
Eligibility Requirements
Proof of identity, such as a Portuguese ID or passport, is mandatory.
You must provide proof of residency, typically through a utility bill or rental contract.
Evidence of income, such as payslips, tax returns, or bank statements, is required to demonstrate your ability to repay credit.
A Portuguese taxpayer number (NIF) is essential for all financial transactions.
Applications can be submitted online or in person at a bank branch. Online applications often have faster processing times, with approval usually granted within a few days for eligible applicants.
Best Credit Card Providers in Portugal
Several top banks in Portugal offer a range of credit cards with diverse features and benefits. Millennium BCP provides cards with cashback, discounts, and premium perks such as travel insurance and concierge services. Its platinum card stands out with access to airport lounges and a competitive rewards program. Caixa Geral de Depósitos caters to various income levels with its credit card range, from basic to premium options. Cards like the CGD Gold offer flexible installment plans and added perks, particularly for frequent travelers.
Some of our American readers may be wondering how Portuguese credit cards compare to their US counterparts. When comparing Portuguese credit cards to those in the US, notable differences emerge in rewards, fees, and payment flexibility. In Portugal, credit card rewards programs tend to offer much less, in terms of cashback options, discounts, or travel miles, often with limited redemption options. In contrast, US credit cards typically provide more generous rewards, including higher cashback rates, substantial sign-up bonuses, and versatile points redeemable across a wide range of travel and retail partners. Additionally, Portuguese credit cards stand out for allowing installment payments on purchases, which is not a standard feature in the US. This flexibility makes managing large expenses more convenient for cardholders in Portugal.
In general, Portuguese credit cards generally have lower annual fees compared to premium US options but also offer fewer perks. For instance, comprehensive travel insurance and concierge service are reserved for higher-tier cards in Portugal, while many US cards offer these benefits more broadly, albeit at a higher cost. Approval processes also differ, with Portuguese banks focusing on income verification and local residency requirements, while US issuers primarily evaluate credit scores and credit history. For expats and frequent travelers, understanding these differences is key to maximizing the benefits of credit cards in each country.
Final Thoughts
Obtaining a credit card in Portugal is a straightforward process, but selecting the right card requires careful consideration. Many expats may decide that they would rather continue to use credit cards from their home countries while in Portugal. Make sure to compare features, costs, and perks before making your final decision on whether to apply.
Moving to a new city is always daunting, especially if you are relocating to a whole new country. If you are moving to Lisbon soon, there might be a lot on your mind. Where am I going to live? What will my costs be like? Where are my kids going to school?
Luckily, Lisbon welcomes thousands of expats every year in the same predicament. With 87 different nationalities in Lisbon, the capital is a diverse city that provides a high quality of life for those coming from abroad. You are bound to find your community there!
But if you want to be prepared for what to expect, this expat guide to moving to Lisbon has everything you need to know. From renting an apartment, the cost of living, healthcare, and more, you will be packed and ready in no time!
Pros and Cons of Moving to Lisbon
While thousands from all over the world are relocating to Lisbon every year, it’s always best to evaluate the good and the bad. This way, you can make an informed decision about moving to Lisbon and know what to expect. Here are the pros and cons of moving to Lisbon.
Pros of Moving to Lisbon
300+ days of sun and all-around good weather
Affordable cost of living in comparison to other major European capitals
Large international community
Quality public infrastructure
Free healthcare
Amazing food at an affordable price
Tax benefits with the NHR tax regime
Cons of Moving to Lisbon
Overcrowndess due to tourism in Spring and Summer
Bureaucracy, long waiting times to get things done
“Slow-paced” lifestyle so stores might be closed on certain days
Most apartments do not have central heating
Some places only take cash
Learning Portuguese is helpful for government services
Cost of Living in Lisbon
The cost of living in Lisbon is 30.7% less expensive than Amsterdam and 43.4% less expensive in London. Still, many Portuguese people are having to leave the city as they no longer can afford the increase in housing prices and living costs. Let’s take a look at what you can expect to spend monthly as a single expat and a family of four.
Cost of Living in Lisbon for a Single Expat – Less than €1,500
If you have no children, you will naturally have a lower monthly budget in Lisbon. Also, keep in mind that the following average monthly budget for Lisbon can be reduced if you live with a partner or roommates.
Rent: A 1-bedroom will cost at least around €1200 and prices can go over €2,000 depending on the size, location, and whether an apartment has been recently renovated.
Utilities: Basic utilities including electricity, heating, water, garbage, internet, and phone data should cost around €150 to €200 maximum.
Transportation: A monthly pass costs around €40 a month.
Eating out & leisure: €300 a month is enough if you go out once a week to eat and enjoy going to museums and clubs.
Healthcare: Once you are registered as a legal residence, health care will be mostly free under the national health service (SNS). However, if you need health insurance or for some reason are not eligible to access the SNS, private health insurance costs around €50-€100 a month.
Groceries: Groceries are quite affordable in Lisbon and you can live off €200-€250 a month. This amount takes going out a couple times a week into consideration.
Cost of Living in Lisbon for a Family of Four – At Least €3,500
The cost of living in Lisbon for a family of four will cost you at least €3,500. As you are probably aware, more kids mean more mouths to feed, more school tuition (if applicable), and more rooms in an apartment.
Rent: A 3 bedroom apartment in Lisbon costs around €2,000, but can go up to €3,000.
Utilities: Basic utilities including electricity, heating, water, garbage, internet, and phone data should cost around €150 to €200 maximum.
Transportation: Expect to pay around €200 for monthly transportation passes. If you have a car, fuel can cost around €300.
Eating out & leisure: Budget at least €500 to €700 a month for eating out, going to the cinema, kids parties, etc.
Healthcare: Once you are registered as a legal residence, health care will be mostly free under the national health service (SNS). However, if you need health insurance or for some reason are not eligible to access the SNS, private health insurance costs around €250 a month for the whole family.
Groceries: Groceries will cost you at least €600-€700 a month for a whole family of four in Lisbon.
Schools: Portuguese public schools are completely free. However, if you are looking for an international environment and English-speaking schools, private international schools can cost you anywhere between €6,000 and €20,000 a year per child. If you choose a school that costs €20,000 a year, this will cost you €4,000 a month for two kids.
Lisbon is the most expensive place to rent a house in Portugal. In April 2024, the price of renting in Lisbon is €19.1 per m2. An 80 m2 apartment could cost around €1,528 in the Lisbon district.
However, in comparison to cities like London and Amsterdam where such an apartment would cost at least €600 more, Lisbon is a lot more affordable than most European cities.
Lisbon offers a variety of housing options from penthouses to studios and apartments. You will mostly find furnished apartments and landlords will not want to take the furniture out for you.
To find a place to rent, you can choose to enlist a rental agent from a well-regarded agency. Here are some of the most popular property portals and real estate agencies in Portugal that can help you find a home in Lisbon:
ReMax
Spotahome
Custojusto
Century21
Imovirtual
Idealista
Take a look at our guide to renting an apartment in Lisbon for everything that you need to know including contracts, tenant rights, tips, and more.
If you feel like renting is throwing money away in the trash and would rather make a real estate investment, the Lisbon housing market is an attractive one at the moment. However, prices are on the rise and have been for the past few years.
If you are thinking real estate is affordable in Lisbon, think again. While this might still be true for other parts of the country, the capital has some expensive real estate.
In October 2024, the cost of purchasing a house in Lisbon rose to €6,012 per m2. Therefore, a standard 2-bedroom apartment of 80 m2 will cost you an average of €480,960.
Can I get a mortgage in Portugal?
Yes! However, if you are not a resident in Portugal yet, this will negatively impact how much you can borrow from the bank.
Non-residents will only be offered loans up to 65-75% of the value of the home or the sale price (whichever is lower), while fiscal residents can borrow up to 90% of the sale price (whichever higher).
Most banks will also not allow your existing debts and your new mortgage payments to go over 35% of your monthly income. Portuguese banks will usually give you a mortgage that runs for 25 years, sometimes up to 30.
Lisbon has a range of quaint neighborhoods to live in. However, if you choose to live in the center of Lisbon or even the Metropolitan Area of Lisbon, rent prices will be more expensive. Instead, we also recommend looking for places in Greater Lisbon which include the municipalities of Cascais and Sintra. Here are our 5 favorite places to live in Lisbon, including Greater Lisbon.
1. Sintra
Sintra was once a hidden gem in Portugal, but has in the past 5 to 10 years been discovered by tourists. Despite the overcrowdedness in the historical center in the summer, Sintra is quite large and has beautiful places to live in.
Located on the Portuguese Riviera, Sintra‘s mountainside is actually a UNESCO World Heritage Site. Sintra is known for its beautiful palaces and mansions, nineteenth-century gardens, and some of the best beaches in Portugal.
It is more affordable to rent than the center of Lisbon and Cascais. However, it is still an exclusive vacation location, where certain real estate can often go for millions.
You will need to have a car in Sintra as transportation can sometimes be slow and this is the best way to explore the area. However, if you work in Lisbon, you can always take the train from Sintra.
2. Cascais
Cascais is one of the most exclusive places to live in the whole of Portugal. A 30-minute drive from Lisbon, many live in Cascais and commute to work in the capital. It is one of the wealthiest areas in Portugal, so homes tend to be more expensive when it comes to buying. However, rental prices tend to be a bit more affordable than in Lisbon.
Cascais is the perfect place for families and those who prefer a more relaxed life near the beach, without having to move to an isolated location. There’s so much to do in Cascais! Cascais was once a fishermen’s village, still boasting incredible seafood markets, as well as local shops and quality restaurants.
3. Alfama
The neighborhood that raised the iconic fadista Amalia Rodrigues, Alfama is known for its music, quaint streets, and narrow hills. It also offers some of the best views of the city.
As the oldest neighborhood in Lisbon, elderly people who have been there for decades live there, as well as more recently young professionals and families.
However, bear in mind that driving a car in Alfama is almost impossible in its narrow streets. Alfama is also a hilltop neighborhood, so you will have to get used to walking up steep streets. Still, the tram is widely accessible and you will save on fuel!
4. Principe Real
One of the trendiest neighborhoods in Lisbon, Principe Real has the best restaurant, bars, and art galleries in the city. Principe Real has a multicultural population, boasting a diversity of restaurants and businesses.
Despite its popularity, the neighborhood is still quite peaceful with nineteenth-century buildings and plenty of green spaces. Principe Real is one of the most sought out areas to live in Lisbon, so apartments are not as affordable as in other areas of the capital.
You will also have easy access to public transport so getting a car is not necessary.
5. Baixa
Living in Baixa means living in the heart of the city, surrounded by eighteenth-century architecture in the old town. Transportation is no issue here with plenty of bus and tram spots, as well as metro stations. From markets to restaurants and shops, everything will be a few minutes away. You don’t need a car at all to live in Baixa.
However, Baixa can get incredibly busy with tourists and locals, particularly at night. If you’re a student or a young person who loves the vibrant environment and nightlife Baixa could be perfect for you, but it might not be suitable for families looking for a quiet life.
Healthcare in Portugal
Portugal offers high quality healthcare. Under the World Health Organization (WHO)’s ranking of healthcare systems, Portugal takes 12th place. Featuring both a private and public health sector, the country offers universal health coverage through the Servico Nacional de Saude (SNS).
Health care is mostly free in Portugal. Still, the SNS occasionally charges low amounts for particular treatments and prescriptions. However, children under 18 and people over 65 can enjoy 100% free healthcare.
All residents in Portugal, as well as visitors with a European Health Insurance Card (for up to 90 days), can access universal healthcare. Therefore, when you move to Lisbon and receive your residency permit, you can register with your local health center and start accessing public healthcare.
Many criticize the long waiting times with the SNS. If you prefer to use private healthcare, there are many clinics and hospitals available. Private healthcare is less expensive than in most countries, with an appointment costing around €40 to €50. However, certain doctors will charge higher prices at around €100, particularly specialists.
To cover the costs of private healthcare, we recommend getting private health insurance. The average price for health insurance is around €50, but again this can increase depending on various factors such as your age. Some insurance companies in Portugal only offer health insurance to people under 55, while others make it a lot more expensive for those in retirement.
If you are moving to Portugal as an EU national, you won’t need a visa. However, if this is not the case for you, the most popular long-stay residency visas in Portugal are the Golden Visa,D7 Visa, and D2 Visa.
To be eligible for these, you need to be a non-EU/EEA/Swiss national. All of these visas share similar benefits. From being able to travel freely within the Schengen area, being able to study and work in Portugal, family reunification, and eventually being eligible for Portuguese citizenship, the perks are huge.
Let’s take a look at an overview of each of the three visas. For a more detailed look at each visa take a look at our guides for each: Golden Visa,D7 Visa, and D2 Visa.
The Portugal Golden Visa might be suitable for you if you have the funds to make an investment in the country. One of the most attractive Golden visas in the world, it allows non-EU citizens to get a long-term residency permit, and eventually citizenship.
This visa allows for family reunification where your family members are granted the same residency rights as you.
So, what type of investments can you make to be eligible for a Portugal Golden Visa? There are 4 types of investments with different capital requirements: investment fund, capital transfer, job creation, and donation.
1. Investment Fund
Alternatively, you can also spend a minimum of a €500,000 subscription in a qualifying Portuguese investment fund. These are known as “fundos de capital de risco” and are investment funds that support Portuguese businesses.
2. Capital Transfer
This is the most expensive option, a €1.5 million capital transfer. You must show proof of bank transfer deposits to Portugal from a foreign account that adds up to this amount.
The minimum amount used to be €1 million, but it has been increased to €1.5 million at the beginning of 2022.
3. Job Creation
Another investment option is creating jobs in Portugal. There are two options in this category:
Create a minimum of ten new full-time jobs in a Portuguese business that you own.
Or invest a minimum of €500,000 in an already existing Portuguese business and create a minimum of five new full-time jobs in that business within three years.
4. Donation
You can also make a donation in Portugal. There are two options in this category:
Invest a minimum of €250,000 in preserving national heritage in Portugal.
Or invest a minimum of €500,000 in a research and development activity in Portugal.
Another well know visa that is a lot more affordable is the Portugal D7 Visa, also called the Retirement or Passive Income Visa that is also suitable for remote workers. It requires no investment!
This visa is for non-EU/EEA/Swiss citizens who want residence in Portugal and have a reasonable passive income. This income can come from real estate, a retirement pension, a salary, etc.
The minimum passive income required is €9,120 per year for the main applicant. For a spouse, you must add 50% to this (€4,560) and for a dependent child, you must add 30% to this (€2,736). Therefore, for a couple with one child, you would need around €16,416 a year to be eligible for the D7 Visa.
The Portugal D2 Visa could be the right path for you are an entrepreneur, freelancer, or independent service provider from outside the EU/EEA/Switzerland looking to reside in Portugal.
You might be eligible for a D2 Visa if you want to start a business or startup in Portugal, transfer your existing one to Portugal, as well as invest in a business in Portugal.
To apply, you must put together a viable business plan that will be evaluated in terms of its economic, technological, and cultural impact. You can set up any business, from a restaurant to a tech startup.
In terms of cost, the D2 Visa would sit right in the middle between the D7 Visa and the Golden Visa. You must invest in the company’s share capital, which immigration firms advise should be at least €50,000.
You must also show that you have the financial ability to sustain yourself while living in Portugal.
There are many high-quality international schools in Greater Lisbon if you are looking for an international student environment. Public schools in Portugal are all in Portuguese so if you want your children to be educated fully in English (or German), you will have to enrol them in a private international school. Here are our top three international schools in Lisbon.
1. Deutsche Schule Lissabon – German School
The German School is a private Portuguese and German-speaking school, one of the best schools in the country. Although the main language is not English, it is included in the curriculum.
The school has a little over 1,000 students and a staff of 145 teachers and educators. Made up of 8 buildings, the primary school and social sciences have their own buildings. The school also has a library with around 12,000 books, 2 IT rooms, an auditorium, as well as a pool and terrace.
2. St Julian’s School
St Julian’s is the largest British International School in Portugal with a strong record of academic achievements, serving around 45 different nationalities.
Along with an international curriculum, the school has a Portuguese section where children between the ages of 6 and 15 can access the Portuguese national curriculum, while still having some joint classes with international students, such as Art. For 17 and 18 year olds, the school offers the International Baccalaureate (IB), a prestigious diploma.
The school boasts incredible facilities such as an 18th-century palace housing the art and music department and the dining hall, as well as an assembly place, and a building opened by Queen Elizabeth II in 1985 that houses the primary school.
Along with other facilities, St Julian has some of the best school sports facilities in the country.
3. CAISL
The Carlucci American International School of Lisbon (CAISL) offers the American High School Diploma with the option of also pursuing the International Baccalaureate Diploma (IB) in the last two years of high school. With over 700 students from over 55 nationalities, CAISL is a very diverse school.
CAISL boasts high-quality facilities with a library media center with over 40,000 print items, fully equipped science laboratory classrooms, art, and music classrooms, a state-of-the-art 450-seat theater, cafeteria, and snack bar, 1400m2 covered gymnasium, as well as more than 10,000m2 of outdoor sports fields.
There are computers in all classrooms, with 1 computer per student in grades 1 to 5 in the classroom, and one private laptop checked out for each student in grades 6 through 12.
If you are only moving to Portugal for a year or two, you don’t necessarily need to learn Portuguese. But the reality in Portugal is – if you don’t want to learn Portuguese don’t expect the Portuguese to learn English. It’s completely fine if you don’t have the time and in Lisbon, you will be able to navigate the city fine without knowing Portuguese.
However, you will definitely bump into people that won’t understand you, even in Lisbon. It also limits your ability to travel freely around the country and visit hidden gems like old villages with elderly people that don’t speak a word of English.
If you are looking to learn Portuguese, it will take you at least 600 hours to learn to speak it fluently. It will be a bit harder if you only speak English, but if you know French or Italian, this is an advantage. If you want to learn Portuguese online, here are some useful resources:
Here are other platforms to learn Portuguese online:
However, if you just want to learn the basics, here are some of the most important sentences to know:
Obrigado/Obrigada (Thank you)
If you identify as a man, use “obrigado”. If you identify as a woman, use “obrigada”. The Portuguese language is very gendered. If you are non-binary you can use “obrigadx” or “obrigade”, although the older generation won’t know these words.
Por favor (Please)
Bom dia (Good morning)
Mornings start late for the Portuguese and go on until lunchtime, around 1 pm.
Boa tarde (Good afternoon)
You can say “boa tarde” from around 1 pm to dinner time – around 8 pm.
Boa noite (Good evening)
Use the greeting “boa noite” from dinner time onwards.
Não falo Português (I don’t speak Portuguese)
If no one understands, you can say it in English. This is the one English phrase every Portuguese person knows.
Guide to Learning Portuguese
Portuguese Social Etiquette
While you might have heard that the social etiquette in Portugal is similar to Italy and Spain, they are not entirely the same. The Portuguese have a distinct set of cultural norms and ways of going about socializing.
We’re not suggesting that you must change your personality or no longer abide by your country’s social “rules”, but here are some social etiquette tips for when you move to Lisbon.
Greetings are the most important. If you are meeting a Portuguese friend, it is customary to give two kisses on the cheek from left to right. These are called “beijinhos”. Men do not usually greet other men this way, only if they are family members. Rather, they shake hands or hug. However, men do greet women with “beijinhos”. Portugal is traditional so the social etiquette is very gendered.
This might be weird if you’re coming from the US, but in Lisbon, you would even give two kisses to someone you just met. This is only the case if this person is a friend of a friend or you are arriving at a gathering and greeting everyone. Obviously, do not give two kisses to total strangers on the street.
However, in Lisbon, you usually do not greet strangers in passing as you do in smaller villages. But if you are bumping into a neighbor on the stairs, it is customary to say “bom dia” (good morning), “boa tarde” (good afternoon) or “boa noite” (good night), depending on the time of day.
Another important tip – if you are invited into someone’s home for a meal, always bring something. You should ask beforehand if you should bring dessert or wine. If the host says you don’t need to bring anything, bring something anyway.
When a friend invited me recently to a Harry Potter restaurant in Sintra called Platforma 9 3/4, I jumped at the chance, especially when she said, “You have to come. Reservations book out here a year in advance. I’ve been trying to get in for months, but sometimes they open up new times at the last minute when people cancel, and that’s how I finally got in.”
“Wait, there’s a Harry Potter restaurant in Sintra?” I replied. “That place is magical enough on its own but add Harry Potter to the mix? I’m in!”
Harry Potter, the world-famous “boy who lived,” who just seems to get more popular with each passing year, actually had his literary start in Portugal. In 1991, after the death of her mother, JK Rowling moved to Porto to teach English and ended up falling in love, getting married to a Portuguese man, having a daughter, and writing the first three chapters of Harry Potter and the Philosopher’s Stone. Harry Potter, you could say, has some Portuguese DNA and so it is only fitting that a Harry Potter-themed restaurant should open in the most magical place in Portugal – Sintra – with castles dotting the surrounding hills, initiation chambers practicing ancient rites, and gardens filled with exotic plants.
Let the Magic Begin
Your experience at Plataforma 9 3/4 (known as Plataforma.Rodizio on Instagram) begins with a role call at the front door by a “professor” dressed in a Hogwarts-like robe. The professor first asks the group of guests if they can remember a spell from Harry Potter to get the front door to open. When the group recites it all together, the door opens and then, just like being students at Hogwarts, each reservation is called, and guests are welcomed into the restaurant individually. A blue car, meant to resemble the Flying Ford Ford Anglia 105E Deluxe from Harry Potter and the Chamber of Secrets, sits just outside the entrance, which guests can pose with for photos with as they wait to be called. I visited during the Christmas season and the Flying Ford was decorated with presents and snow-dusted wreaths. The professor greeting us at the door also raised his wand into the air and “made it snow” before he called our names, quite a special touch when you’re in a part of Portugal that hasn’t seen snow since 2006.
Spend the Day in Sintra Before Your Harry Potter Dinner
We arrived 20 minutes late to our 7pm dinner reservation due to terrible traffic coming out of Lisbon. This meant that we missed the role call and actually saw it in the second seating of the evening, which started at 9:30pm. Although Portugal is a place that notoriously doesn’t emphasize being on time, you should try your best to come on time for the reservation because of the role call. You don’t want to miss it, as it is a special part of the experience.
If you have a dinner reservation for the 7pm seating, leave no later than 5pm from Lisbon to avoid any potential traffic jams and the biggest part of the rush hour. This means that you may end up arriving super early and need to kill time, but it’s better than being stressed about missing your reservation due to unforeseen circumstances. I started calling an Uber at 5:15pm for the 30-40-minute drive to Sintra and still didn’t arrive until 7:20pm. That’s how long it can take when Ubers start canceling on you and traffic piles up during rush hour.
Another alternative would be to spend the day in Sintra and then grab a car for the 15-minute drive to Plataforma 9 3/4, thus avoiding the Lisbon rush hour altogether. If I could go again, this is exactly how I would do it. The restaurant is not really reachable by public transport so it is essential to get a car there, whether it is from Lisbon or Sintra.
Try to Get a Seat Upstairs
Once you get inside the restaurant, you will be seated on the ground floor or the first floor. We were seated just inside the front door but noticed the steps to the second floor and didn’t get a chance to check it out until the end of our meal.
Trust me – you want to be on the second floor. Not only is it more beautifully designed, with its Hogwarts wall and Gringott’s Wizarding Bank corner, but it also has a beautiful Christmas tree set up in the center during the season, which made it feel like you were in a cozy part of an old house. There is even a faux fireplace with floating books, Gryffindor regalia, and a Sorting Hat. When we come back, we definitely want to be on the second floor. Don’t miss your chance to check it out if you are like us and don’t get to eat there.
That being said, the first floor has its own charms. The bar has lots of playful drinks suspended in the air pouring a variety of multi-colored liquids into beakers and glasses. There are wizarding signs across the walls reminding students when they should and shouldn’t use their magic. The front of the Hogwarts Express juts out of one wall and provides the backdrop for a photo session which takes place in the middle of dinner when one professor brings out a stuffed Hedwig in a cage and asks if anyone would like their photo (we did!). Adjacent to the main dining room on the ground floor is the potions room where children are asked to gather at a different point in the meal to see more magic and get little gifts to take back to their tables.
The Meal
Alright, let me start by being honest. You don’t come to Plataforma 9 3/4 for the food. It’s passable at best and very overpriced for what it is. You are here to enjoy the staff dressed in robes, the magic at the table, and the fun Harry Potter decor. This is essentially an all-you-can-eat pizza restaurant where, just like at a Brazilian steakhouse, staff come around and ask if you want a slice of the next pizza being served to everyone. You can keep saying yes until you are full. Interestingly, when we were there, no pizzas were repeated and they eventually stopped whether we were done or not. In total, we each had about nine slices of pizza. Vegetarians did have an option to have a cheese only pizza or one with only onions and mushrooms, but there were no gluten-free or vegan options.
Butterbeer is the highlight of the drinks menu, although it is referred to as “Carmelized Beer” on the menu, and my Butterbeer had not been well mixed when it was served, so I encourage you to mix it yourself to get the full Butter Caramel effect. I did think it tasted quite nice once I mixed it up. You can order Butterbeer with or without alcohol.
Cocktails range between €12 and €13 and include “Snake Acid,” “Pure Magician,” Paloma’s Kiss,” and “Lovephoria,” while mocktails cost between €8 and €13 and include “Goblin Coin,” “Colada Express,” and “potions” in three different flavors.
Besides the drinks, the only food option is all you can eat pizza, which is €25 per person for adults and €12.50 for children aged 4-10 years old. There are five desserts on the menu and they excel at keeping with the Harry Potter theme, whether it’s “Dragora Vase,” a Mandrake Oreo mousse in a flower pot, “Monster Book,” which is a brownie with ice cream with a magic tongue sticking out of the book, “Magic Cauldron,” “Strawberry Charm,” or a small Happy Birthday cake. These range between €4.50 and €7.
Magic Moments at Platforma 3/4
In addition to the magic moments I’ve already mentioned, Plataforma 9 3/4 did its best to entertain and enchant guests during the entire 2-hour experience. Not only did we get a chance to take pictures with Hedwig and watch it snow, but we also got to play with a wand at our table and use it to light the candle at our table. There were also four jellybeans in a tiny cauldron at our table (Bertie Bott’s Every Flavor Beans or not? You will have to find out.) and a moment when we were asked to think of a magic word and use it to make a cauldron bubble over and mist over our entire table. There were also moving pictures on the stairs between the ground and first floor, making me feel very much like we were at Hogwarts.
The only non-magical moment would be the bathroom facilities. They seem to be the one place where not much care was taken to keep with the theme and I think much more could be done to make even the bathroom feel like an enchanting experience. Perhaps a cameo appearance from a Portuguese-speaking Moaning Myrtle in the toilet from Harry Potter and the Chamber of Secrets?
Bring a Portuguese-Speaking Friend
One other thing about Plataforma 9 3/4 that is important to mention is the wide use (as it should be) of Portuguese. Although many of the staff are young and probably do speak English, we didn’t get the impression that much English is spoken at the restaurant. The entire menu is in Portuguese, as is the role call and potions room experience. Be prepared to navigate in Portuguese or bring a Portuguese-speaking friend or translation device with you.
How to Get There and How to Get Reservations
Where: Largo Joaquim José Correia, 2635-047, Rio de Mouro. (Plataforma 9 3/4 in Google Maps)
When: Every Day, 7pm – midnight
How to Get There: Definitely by car, Uber and Bolt are your best bets to call a car, with Bolt being the cheapest
How to Get Reservations: You can make reservations on the website directly. Keep checking every day for last-minute cancellations. Dinner is served in two seatings: at 7pm and 9:30pm.
Final Thoughts
Harry Potter fans will definitely appreciate their trip to Plataforma 9 3/4, which tries it best to give guests a memorable experience. The food, however, is quite forgettable and this experience isn’t cheap, especially by Portuguese standards (we each spent about €40 euro including pizza, drinks, and dessert). But the overall experience is a nice getaway from it all for two hours and you really will feel that you are in some kind of in between world waiting for your trip to Hogwarts.
The restaurant is not within walking distance from central Sintra nor is it really close to anything else. In fact, it really feels like you are somewhere closer to Privet Drive in Surrey, Harry’s home when not studying at Hogwart’s. This adds to the feeling of being whisked away to somewhere magical once you are inside the restaurant.
I would come again especially with my tourist friends visiting me who have an appreciation for Harry Potter. It’s a unique experience in Portugal but don’t go in with incredibly high expectations due to the food only being 2-3 star. On the Harry Potter theming, I would give them an 8/10.
1. Costa Takes Office as President of the European Council
António Costa, now the President of the European Council, took office with a promise to protect the “values” of the European Union, emphasizing that “unity is the vital force” of the 27 member states. In his inaugural speech, Costa highlighted the importance of defending “human dignity, freedom, democracy, rule of law, rights of minorities,” which he believes form the core of Europe. He declared that it would be his mission to build and safeguard this unity during his mandate, recognizing that the diverse political and social landscapes within the EU must come together to face “geopolitical challenges” both inside and outside Europe. Costa noted that the ongoing war in Ukraine, which threatens not only “peace” but “international rights,” makes the EU’s unity even more critical.
He further emphasized the need for a “more resilient” and “autonomous” Europe, particularly in matters of “security and defense,” to strengthen the EU’s role on the global stage. Costa stated that this resilience would reinforce the EU’s “transatlantic partnership” with NATO and the United States while calling for broader global engagement. Referring to the world as “multipolar,” Costa rejected dividing concepts like “Global South” and “Global North,” advocating instead for the EU’s external actions to be inclusive and pluralistic. He underscored that, in the face of current global challenges, the EU must collaborate with 192 countries to build a global network that transcends regional divisions.
Costa expressed deep pride in serving the EU, affirming, “Lisbon is my city, Portugal is my country, and Europe is our common home.” He promised to tackle his presidency with the same “honor” he brought to his previous leadership roles, vowing to “renew the connection” between EU institutions and the citizens they serve. As the first Portuguese and socialist to lead the Council, Costa’s presidency, starting December 1, represents a new chapter in both his political career and the EU’s leadership, with a clear focus on strengthening internal trust and international cooperation, navigating the complex challenges of today’s global political landscape.
2. Portuguese to Lead New UN Body for Protecting Submarine Cables
The International Telecommunication Union (ITU), alongside a UN agency, has created a new body to safeguard submarine cables, which will be co-chaired by Sandra Maximiano, president of the Portuguese telecommunications authority, Anacom. This body, consisting of 40 experts, aims to address the 150 to 200 incidents affecting submarine cables annually. The group will explore best practices and responses to combat both natural and human-made disruptions. Note that Maximiano will share the leadership with Nigeria’s Minister of Telecommunications, Bosun Tijani, and the organization’s first summit is scheduled for February in Nigeria.
Submarine cables, vital for 99% of international data flow, face threats from natural phenomena such as tsunamis and earthquakes, as well as human activity, including fishing, commercial navigation, and sabotage. The ITU’s deputy secretary-general, Tomas Lamanauskas, stated that human actions account for 7% of incidents. Although traffic can usually be rerouted, strategic regions, particularly in the Mediterranean and Red Sea, are susceptible to significant disruptions if damaged. A stark reminder of the risks occurred in 2022 when volcanic eruptions and tsunamis severed Tonga’s internet access for weeks, requiring 18 months to restore connections.
Recent incidents in the Baltic Sea, where cables between Finland, Germany, Sweden, and Lithuania were damaged, are under investigation. Authorities suspect sabotage, particularly involving the Chinese cargo ship Yi Peng 3, which was in proximity to the cables when the damage occurred. Maritime traffic data support this theory, and the ship is now anchored in the Kattegat Strait, under close surveillance by Danish, Swedish, and German patrol ships. The ITU’s new organization aims to mitigate such incidents by promoting international cooperation and sharing knowledge, while investigations into individual cases will remain the responsibility of national authorities.
3. IMT Suspends License for Portuguese Women Only TVDE Platform
The IMT (Institute of Mobility and Transport) suspended the license of Pinker, a new TVDE platform exclusive to women, until the requested clarifications are provided. However, the company itself is not suspended. Founder Mónica Faneco responded to the decision, stating that the suspension only affects the license and that the platform is committed to clearing up any doubts regarding the legality of its operation. She emphasized the strong belief in the project and ongoing efforts to resolve any issues with the IMT to ensure alignment with legal requirements.
The IMT’s decision questions the legality of a service exclusively for women, citing the prohibition of discrimination in individual and paid passenger transport, according to Article 7 of Law No. 45/2018. This law ensures that users have equal access to TVDE services, irrespective of sex, ancestry, or age, which has prompted concerns about Pinker’s gender-specific model. Despite these concerns, Faneco insists that the platform’s goal is to provide security and confidence for women and that its operations will comply with legal standards once clarified.
Pinker, a platform designed to offer a safer transport option for women, is set to differentiate itself from competitors such as Uber and Bolt, which already operate in Portugal. By only accepting female drivers and being exclusively for women, Pinker aims to provide a unique and secure alternative. Licensed both in Portugal and Europe, the platform already has over a thousand interested drivers. Faneco remains committed to working with authorities to swiftly resolve the situation, underscoring the innovative and differentiated nature of Pinker in the Portuguese TVDE market.
4. Lisbon Subway Breaks Passenger Transport Record
Metropolitano de Lisboa (Lisbon Subway) transported a record 126 million passengers in the first three quarters of 2024, the highest ever for the first nine months of the year. This significant increase of 7.4 million passengers compared to 2023 and 419,600 compared to 2019 was driven by the introduction of the free “navegante” Metro card for students under 18 and 23 in January 2024, which resulted in a sharp rise in demand. Furthermore, better coordination between mobility operators in the Lisbon Metropolitan Area contributed to the overall growth in passenger numbers, demonstrating the effectiveness of improved integration within the transportation system.
Starting December 1, 2024, a new free travel policy for all citizens up to 23 years old, whether students or not, will provide an additional boost to Metropolitano de Lisboa’s growth. In September 2024, the company saw 14.8 million passengers, marking an increase of 7.0% compared to the previous year and 0.5% compared to pre-pandemic September 2019. These results were achieved despite ongoing infrastructure challenges, including network expansions, the installation of a cutting-edge Communications-based Train Control (CBTC) system, and accessibility improvements, all of which have had an impact on service availability.
The upcoming network extensions are expected to sustain this growth and environmental benefits. The Circular line, linking Rato to Cais do Sodré with two new stations and 2 more kilometers of track, will add 9 million new passengers and reduce CO2 emissions by 4.2 thousand tons. Meanwhile, the extension of the Red line to Alcântara will introduce 8 million new passengers, with a significant portion of this demand coming from current public transport users, while cutting CO2 emissions by 6.2 thousand tons. These developments, combined with a new rolling stock fleet and network modernization, will increase train frequency, reduce wait times, and improve service reliability, comfort, and overall quality.
5. Tourism Continues to Grow After Summer with Boost from Resident Stays
Tourism in Portugal continues its upward trajectory post-summer, with October seeing a 3.8% rise in guests and a 2.5% increase in overnight stays compared to the previous year. Notably, the Canadian market led the growth, showing a year-on-year increase of 15%. Overnight stays by residents reversed the downward trend of September, rising by 1.2% to 1.9 million. However, Alentejo was the only region to show a decrease in overnight stays, down 4.4%, while the Azores (+10.8%) and Centre (+7.0%) regions recorded the highest growth, reinforcing a nationwide trend of increasing demand.
In terms of regional performance, the external market saw growth across all areas, particularly in the Azores (+19.3%) and the Setúbal Peninsula (+8.9%), except in Alentejo (-3.1%). Domestically, Madeira (+10.7%) and the Centre (+8.6%) posted the most significant increases in overnight stays. In contrast, Alentejo (-5.3%), Oeste and Vale do Tejo (-4.8%), and the Algarve (-3.9%) experienced declines. Among the top ten source markets, the UK held the largest share at 19.9%, followed by Germany and the United States. Canada showed the highest growth (+15%), while Spain experienced the largest decrease in tourist numbers at -12.4%.
October saw the average length of stay fall by 1.2%, reaching 2.54 nights, with the Azores (+1.9%) and Madeira (+2.2%) being the only regions to register an increase. The bed occupancy rate dropped by 0.2 percentage points to 51%, maintaining the downward trend from September, while the room occupancy rate increased by 0.7 percentage points to 63.2%. This reflects a steady growth in tourism, albeit with fluctuations in regional performance and slight reductions in average stay and bed occupancy, indicating a shift in travel patterns across Portugal.
6. SNS (National Health Service) Assisted Over 300,000 Foreign Non-Residents
From 2021 to September 2024, over 330,000 foreign non-residents were treated in Portugal’s public healthcare system, with 102,182 foreign individuals seeking care in 2023 alone. A significant portion of these patients, 40% in 2023 and 35.6% in 2021, lacked insurance or international agreements for treatment. Public hospitals in Lisbon, the Algarve, Caldas da Rainha, and other regions saw the highest demand, while smaller regions like Viana do Castelo and Porto Alamada had fewer foreign patients.
In 2023, almost half of the foreign non-residents treated in public hospitals (49%) had no healthcare coverage or agreements for medical services. The total number of foreign patients has been steadily increasing, from 46,091 in 2021 to 89,371 in 2022. Notably, 43,264 foreign patients without insurance in 2023 contributed to a growing concern over the rising costs of healthcare for non-residents. This influx of foreign patients highlights a growing trend of individuals seeking expensive medical treatments in Portugal.
Health Minister Ana Paula Martins acknowledged the issue of foreign patients seeking costly treatments and promised to study the situation. However, the Ministry of Health, along with the president of the Portuguese Medical Association and the Portuguese Association of Hospital Administrators, did not respond to inquiries regarding future actions. Data collection on foreign patients’ visits was carried out by the General Inspectorate of Health Activities (IGAS) across 39 Local Health Units in October and November.
7. Chef Vítor Adão Will Host a Guest Chef Every Month for a One-of-a-Kind Dinner
Vítor Adão is organizing a series of unique “four-handed” dinners at his restaurant ‘Plano’, in Graça, hosting a guest chef every month until 2025. The first dinner, with Miguel Laffan (Palma, Torre de Palma Wine Hotel), takes place this Saturday. Through these collaborations, Adão aims to blend origins, approaches, and “fire,” offering a six-course menu that promises to create sparks. Guest chefs include Diogo Rocha (Mesa de Lemos), Vasco Coelho Santos (Euskalduna Studio), and Rodrigo Castelo (Ó Balcão), each bringing their culinary expertise to the table.
The goal is for a chef to join Adão each month, creating a menu that reflects both the guest’s techniques and Adão’s tradition of bringing “Trás-Os-Montes” to the table. The dinners will be priced at €135, with wine pairings included. The collaboration with Laffan, for example, merges their shared experiences, creating an exclusive menu meant to “make faísca.” Adão facilitates the dynamic, ensuring the guests are part of an immersive, participatory culinary experience.
As 2025 progresses, guest chefs like Diogo Formiga (Encanto) and António Loureiro (A Cozinha) will join the series, each contributing their distinct flavor and philosophy to the events. The dinners are an exploration of Portugal’s evolving cuisine, emphasizing creativity, collaboration, and the enriching exchange between chefs. Adão’s ongoing mission is to craft unforgettable culinary moments by uniting top chefs, their unique styles, and the vibrant culinary culture of Portugal.
8. From Pine Trees to Bolo-Rei, Sintra Celebrates Christmas the Traditional Way
Sintra wants to keep Christmas traditions alive. In addition to the Christmas Kingdom promoted by the municipality, Parques de Sintra also offers extra reasons to visit this historic town during the holiday season. At locations like the Monserrate Cottage and the Pena Palace, families can engage in activities such as making traditional bolo-rei (king cake) and creating a Christmas tree full of history. The program starts on December 7 and runs until January 6. In “The Cottage Prepares Christmas,” visitors will be greeted by characters dressed as traditional Sintra peasants. Participants are invited to try their hand at the chores of the farm, such as making bolo-rei and crafting a Christmas decoration using natural elements. To conclude the event, there will be a visit to meet the farm’s animals. The program runs between December 7 and 21 at 10:30 AM. Tickets cost €14 for adults and €12.50 for children aged 3 to 12 years. Children under 3 can participate for free.
From December 29 to January 6, visitors to the Noble Hall of the Pena Palace will be able to see the historical recreation of King Fernando II’s Christmas tree, considered the first Christmas tree in Portugal. This tree differs from the modern decorated version. “The Pine Tree of Pena,” as the monarch called it, was a small pine adorned with very simple decorations, such as small figures and fruits like apples, pears, and pomegranates. Note that this initiative aims to teach the origins of this tradition in our country, and, to see this early Christmas tree up close, you can buy a ticket to visit the National Park and Palace of Pena or take advantage of free entry, available to residents of Portugal on Sundays and public holidays.
Christmas is coming to Almada with a month full of events ranging from music to circus, comedy, and the usual gastronomic specialties. The “Feliz Almada” program kicks off on December 6th with a concert by Marisa Liz at the Comandante Júlio Ferraz Urban Park. The following day, the same stage will host Herman José’s “One Man Show.” The start of the celebrations will be marked by the inauguration of the Christmas lights at Praça da Liberdade, followed by a Christmas parade. The remaining program will feature a Christmas Circus with a performance by Rodrigo Gomes (8th), a concert by Carminho (15th), the Almada XMAS Comedy Night with Carlos Pereira, Ricardo Maria, Ana Arrebentinha, and David Cristina (20th), a concert with Carolina de Deus and Nena (21st), and magic performances by David Sousa (22nd).
“Feliz Almada” will also feature a Christmas Market at Praça São João Baptista, running from December 6th to 24th. Here, you will find a selection of artisans, artists, farmers, businesses, and private social solidarity institutions, along with a perfect gift for the holiday season. The market will also have food stalls where you can snack and enjoy various entertainment programs. Moreover, at Praça da Liberdade, from December 6th to 30th, “Cidade Natal” will offer a variety of attractions, such as an ice rink, Santa’s House, a Parisian carousel, a tram ride, and several interactive photo opportunities.
The event is free to attend, with access limited to the venue’s capacity and on a first-come, first-served basis. Tickets should be picked up at the box office near the Feliz Almada tent one hour before the shows.
10. A Different Orchestra: “It’s Necessary to Focus More on Ability and Less on Inability”
Paulo Jacob, music therapist and coordinator of ‘Ligados às Máquinas’ (Connected to the Machines), founded in the ‘Associação de Paralisia Cerebral de Coimbra’ (APCC – Association of Cerebral Palsy of Coimbra), seeks to address the lack of participation for people with severe neuromotor impairments. Starting in 2007 with a blend of technology and disability, Jacob’s project emerged as an “orchestra of samples,” allowing wheelchair-bound musicians to actively engage in creative processes. Technology, from hardware to software, was adapted to facilitate musical participation and enhance life quality, giving voice to those historically excluded from such activities.
Formed over years of experimentation, the group’s members, including Andreia Matos and Pedro Falcão, contributed personal sounds from their homes, assembling over 400 samples through a democratic process. The music, driven by diverse genres, is not strictly therapeutic but culturally enriching, positioning each participant as a cultural agent. Jacob guided them with gestures and eye contact, fostering an inclusive, collaborative atmosphere. Despite challenges like coordination, the project blossomed into a dynamic collective, where the intention was not just musical output but a shared experience that questioned societal norms and expectations.
‘Amor Dimensional’(Dimensional Love), the group’s album set for release in December, is a product of collaboration with over 30 artists like Salvador Sobral and Rita Redshoes, who contributed samples. This album, born from seven months of sample collection, transcends typical boundaries of disability, exploring the group’s deep connection and the transformative potential of music. The title reflects the affection that unites them, with performances expected to challenge societal perceptions of disability, reversing the typical power dynamics and showcasing the ability of people with disabilities to shape culture.
When selling property in Portugal, understanding the capital gains tax implications is crucial. The Portuguese tax system offers several advantages, including taxing only half of the realized gain and providing exemptions for main residences. Additionally, there are special provisions for retirement-age homeowners investing in savings plans or pensions. The Portuguese capital gains tax regime applies to both tax residents selling worldwide property and non-residents selling Portuguese real estate.
Basic Rules of Portuguese Property Capital Gains Tax
If you are not a resident of Portugal and are looking to sell your property there, you will need to pay capital gains tax, just like any Portuguese citizen or resident. The tax rate and calculation depend on your residency status. Residents of Portugal are taxed on 50% of the profit from a property sale, with the amount added to their total income and taxed at their marginal rate. Non-residents, however, are taxed at a flat rate of 28% on the full amount of the capital gain, with no reductions. These distinctions make it vital to understand how residency impacts your tax obligations.
Main Ways to Save on Your Primary Residence
Two primary ways to save are available for those selling their main home:
Reinvestment in a new main home (rollover rules)
Reinvestment in a long-term savings plan or pension
Reinvestment in a New Main Home
When selling a main residence and using the proceeds to purchase a new home, the gain may be exempt from Portuguese capital gains tax if certain conditions are met. The new home can be located anywhere in the EU or European Economic Area. Key points:
The entire proceeds must be reinvested, less any mortgage used to buy the property.
The property must be in the seller’s name and have a demonstrable history as their residence.
Time limits apply for declaring reinvestment intentions and purchasing the new home.
Reinvestment Relief for Retirees
Retirees or those aged over 65 may exempt gains from selling their main home by reinvesting the proceeds into an insurance contract or pension. This relief can be combined with the main home rollover relief, offering significant benefits for those downsizing.
Important considerations:
Partial reinvestment is allowed, with the tax exemption applying only to the reinvested amount.
Proceeds must be invested within six months of the sale.
When reinvesting in a pension, annual payments are capped at 7.5% of the invested funds.
Life assurance policies, such as the Portuguese Compliant Bond qualify for this relief, offering a tax-efficient structure for various investment assets.
Planning
Given the complexity of taxation, it is advisable to seek personalized, professional advice before making any final decisions. A specialist adviser can recommend tax-efficient strategies for holding assets, ensuring you don’t pay more tax than necessary while aligning with your personal situation and objectives. Understanding these capital gains tax rules and available reliefs is essential for property owners and potential investors in Portugal. By leveraging these provisions, individuals can potentially reduce their tax burden and optimize their property transactions.
Additionally, we’ll discuss tax implications, investment strategies, and how to maximize your financial potential in your new home. Join us to gain valuable insights and ensure a secure financial future in Portugal here.